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Additional Benefits
Legal Assistance
HM.Clause offers employees a voluntary legal plan through ARAG. The ARAG legal plan allows you to work with a network attorney, who can cover a wide range of legal needs to help you address life’s legal situations. In-network attorney fees are 100% paid-in-full for most covered matters.
When you have a legal need, you can go online, use the ARAG Legal app or call Customer Care and they will connect you with a list of local attorneys who can help you. You can meet with a network attorney over the phone, virtually, or in person.
Videos
All About Arag Legal Insurance
5 Steps to Follow when Creating Your Estate Plans
4 Steps to Fighting a Traffic Ticket
To learn more about your coverages and see the complete list of what this plan covers at ARAGlegal.com/myinfo with Access Code: 17943hm or call 800-247-4184.
Resources
Business Travel Coverage
HM.CLAUSE provides you with business travel insurance. This coverage applies to any trips more than 100 miles from home. Coverage through this policy includes:
In-hospital indemnity for lost wages
Accidental medical expenses
Life and AD&D benefit
Medical evacuation and repatriation
For help, contact Zurich at:
U.S. & Canada:
(844) 632-0002
Outside U.S. & Canada:
(416) 646-5602
Contact benefits@hmclause.com for additional details.
Employee Discount Program
Perks at Work is an exclusive employee pricing platform that offers deals on both big and little purchases.
To sign up, click on button below for directions provided in PDF format.
Potential savings are available for...
Auto
Electronics
Family Items
Fitness
Home Items
Personal Travel
and much more
Delta Dental Member Discount Program
As a Delta Dental member, you have access to a wide variety of local and national ofers and discounts to help you care for your whole body and maintain a healthy life.
Special offers are available in categories such as...
Oral Health
Health & Wellness
Lifestyle
Travel & Entertainment
Click on the button below for PDF directions on member registration.
Long-Term Care
If you need long term care for a period of time, this policy may help you prepare for the financial impact. As a regular full time employee, you are eligible for the Long-Term Care Insurance plan through Unum at no cost to you.
Long-Term Care Insurance pays for care in a nursing home, assisted living facility or at home from a professional. It provides you the opportunity to choose how you want to receive your care in the future.
Long-term care costs are not covered by long-term disability, medical insurance, or Medicare. You can access your long-term care coverage at any age if you require assistance with two activities of daily living (bathing, dressing, toileting, transferring, eating, continence) or supervision due to a cognitive impairment.
Unlike other policies that are reimbursement, our long-term care insurance policy pays out on an indemnity basis.
You will receive a Monthly Benefit of $3,000, up to a Lifetime Maximum of $108,000.